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Have you tried getting a quote from H-D Insurance (Progressive). It's cheaper than Progressive directly and cheaper if your a HOG member plus, if you already have progressive polices you get that discount too.

It's hard now days to compare insurance quotes. There are to many variables that are different between 2 different people quotes on the same bike; age, location, years riding, MSF Course, accidents, credit score and so on.
 

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Have you tried getting a quote from H-D Insurance (Progressive). It's cheaper than Progressive directly and cheaper if your a HOG member plus, if you already have progressive polices you get that discount too.

It's hard now days to compare insurance quotes. There are to many variables that are different between 2 different people quotes on the same bike; age, location, years riding, MSF Course, accidents, credit score and so on.
I'm super stoked you posted this!!! :D

I have a Progressive policy I purchased directly from them and my annual premium was $757. For the exact same policy I now pay $368! :eek: The lady on the phone said the HOG discount is 5% and she wasn't sure why it was such a huge difference but I'll take it!!
 

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I'm super stoked you posted this!!! :D

I have a Progressive policy I purchased directly from them and my annual premium was $757. For the exact same policy I now pay $368! :eek: The lady on the phone said the HOG discount is 5% and she wasn't sure why it was such a huge difference but I'll take it!!
Awesome! They have an agreement to offer H-D owners the lowest prices possible.
 

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Uninsured/underinsured is what makes it expensive that alone doubles the yearly premium. I went with dairyland as progressive wanted to charge me $1500 year.versus $367 yr by dairyland
 

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I have Dairyland insurance, along with a separate health insurance policy through Anthem, and for liability only on my hubby's Honda Shadow and full coverage on my Street 750, we pay out less than $200 a year. I checked with HD/Progressive and to cover just me on the 750, they wanted $500 a year (to start). So I suggest getting a quote from Dairyland.....
 

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Might help to post where some of you guys are from.

There are a lot of different counties, states and provinces on this site!

I'm in Ontario ................ 2015 XG750, with TD Monnex ..............$500/year, in my 60's, 1 speeding ticket, no accidents, full coverage .........comprehensive & collision
 

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Just got a Street 750. Shopped around for insurance. Age bracket: 50+, no accidents, married, etc. I ended up choosing esurance; I also have esurance on my autos. My bill for the XG750 is $75 - per YEAR. Yes, you read that right, it's $6.25 per month, billed annually, $75 (plus a $2 fee, so $77 total for 2016). And that's for the highest liability coverage they offer (I think it was $250,000/$500,000, something like that). No collision or comprehensive or uninsured motorist or any of that stuff, just general liability.

Do be aware that esurance seems a tad bait 'n' switchy; they've been raising my auto rates by about 20% every renewal, so I'll have to switch away from them sooner or later. So definitely shop around, Progressive was like $360/yr for the same coverage, so you never know what you'll find.
 

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Look at Dairy Land
For the most part they have always had the best prices
150.00 per month is out right stealing for some one who has a clean record
There is a lot of talk here about progressive
Be very careful with that company
They are owned by Liberty Mutual and are very tough to deal with
And can be very quick to deny claims


Good luck....
 

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I have state farm & the MC portion is about $29 a month for full coverage. I also have two cars, homeowners, boat, umbrella policy so I get a multi-policy discount which helps. The only "gotcha" is they won't cover if I get injured.
 

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not sure about insurance here in Philippines, my parents are paying for my Street's coverage.

however my V-Rod has always been under full Geico coverage; and i just paid $750 premium for a Florida year (when i lived in Arizona it was $430 every six months, and slightly less for when it was in NY)
 

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I have Progressive for my 15 Tucson SE AWD. Costs me less than $800 a year with Full Coverage and $500 Ded. I just paid the renewal on Feb 12. It was $375 for 6 months. Tried to add my Street. It would have to be a separate policy. And the price was way higher than Rider.
 

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Wow that is very expensive, is it your age that make it that expensive? I am with Geico and they are not bad but then I am old as dirt.


LaVerne
All,

Been a while since the origial post on this subject though I live in CA where I paid $65 month with Geico on the 750 though CA law required it be $85 month unless I refused the added coverage for uninsured motorists. I allowed the increase as Geico explained the high number of uninsured motorists in CA were high enough that the state forced the point.

After riding more than 5,000 miles, I've owned it just 3 months, I'm glad I went with the added insurance for piece of mind as we can split lanes here (big change and selling point for me moving here for work from VA and driving 100 mile SFO round trip).

Looking over at the number of drivers texting/surfing while driving and their driving illegally in HOV popping in and out of lanes was enough for me to appreciate the extra $20 a month.

Though we cannot fix stupid we can appreciate the quality manufacturing and purpose built 750 smooth responsive ride.

Hope this helps some.
 

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I just Renewed my 750. Rider Insurance. $254 year. Full Coverage with $500 Deductible. Cheapest I can get. HD and Progressive were Way($100) more. And I have Progressive Car Insurance.
 

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Insurance rates definitely change state to state, as well as which companies are available. Even here in Washington State, rates change depending on which city you're in, based on theft rates. I'm in a good place, and I ticked the boxes for "Passive antitheft system and tracking/recovery system". I don't have uninsured motorist protection, seems redundant when I have comprehensive coverage already. Anyways, with Geico I'm paying $194/year. :)
 

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Some States Allow the use of your Credit Score to determine the Rate. I'm 41. Last Accident was 4 years ago(Motorcycle). Why I get a good rate for NJ.
 

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OMG, I just switched from State Farm to Dairyland, I'm now paying under $300.00 per YEAR, for both of my two Harleys, they are seriously cheap !

I never heard of this company before but I just checked them out and they are a fraction of what progressive charges. Have you used them before and had any claims with them to know they are good?
 
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